Non-QM (Non-Qualified Mortgage) loans are designed for borrowers who may not meet the stringent criteria set by traditional qualified mortgage programs.
Non-QM (Non-Qualified Mortgage) loans are designed for borrowers who may not meet the stringent criteria set by traditional qualified mortgage programs.
No income No DTI
Made for investors buying investment properties
Bank Statement Program
Made for self-employed business person buying property by providing 12 OR 24 month bank statement options.
Program made for people who have 1099 Income only No Tax returns needed
Program made for people who had Bankruptcy, foreclosure, short sale, only 2 years out
also allows late payments
Asset Qualifier – No DTI No Income – Assets ONLY - Must have 500K in assets
Recent 1 Year income documentation program for self-employed people who are running business from last 5 years.
Self employment program with less than 2 year of self employment but more than 1 year.
We will lend on 1 day out of Bankruptcy (chap 13 file date).
500 FICO scores competitive QM rates, quick turn times sometimes less than 24 hours
For those seeking investment property purchases, a 25% down payment suffices without any additional income documentation required.
Short-term rental properties accepted
Asset qualifier allow which uses only assets no income
Non-warrantable Condos-Allowed.
Choose an option below to start today!