Programs

No income No DTI – Made for investors buying investment properties

  • Max LTV 75%

  • Min fico 660

  • Loan amount up to 1.5 Million

  • Can close in an LLC

  • Purchase, Rate and term or Cash out



Bank Statement Program – Made for self-employed business person buying property by providing 12 OR 24 month bank statement options.

Program made for people who have 1099 Income only – No Tax returns needed

  • 15% down

  • Min fico 660

  • Primary, 2nd home and investment properties

  • Purchase, Rate and term or cash out


Program made for people who had Bankruptcy, foreclosure, short sale, only 2 years out – also allows late payments

  • Min Fico 660

  • Max LTV 15%

  • Cash out up to 85% LTV

  • 40yr I/O option



Asset Qualifier – No DTI No Income – Assets ONLY – Must have 500K in assets

  • Max loan amount 2M

  • Min fico 680

  • Max LTV 80% for primary – 80% for 2nd homes

  • Purchase, Rate and term only no cash out



OTHER products and services

  • Conv/FHA/VA NO SCORE options

  • FHA/VA down to 580 fico – manual underwriting down to 600 fico

  • Manufactured home financing

  • TBD underwrites and INCOME review services.

  • Recent 1 Year income documentation program for self-employed people who are running business from last 5 years.

  • USDA Loans

  • FHA with competitive rates plus soon 5-8 Units, VA and FHlMC products to be rolled out.

  • We will lend on 1 day out of Bankruptcy (chap 13 file date) or F/C.

Our Reviews